Provider Details
Detailed breakdown of what each provider checks and how it calculates risk scores.
IpQualityScore (Global)
Analyzes the order's IP address against a global threat database.
What it checks:
- VPN / Proxy / Tor network usage
- Bot activity indicators
- Recent abuse history
- High-risk country flags
Risk score: 0–100 (taken directly from IpQualityScore's fraud score)
SEON (Global)
Analyzes IP address, email, and phone number using digital footprint analysis and AML screening.
What it checks:
- Email validity, domain age, social media presence
- Phone number carrier and type (VOIP, prepaid)
- IP reputation and geolocation risk
- AML watchlist screening
Risk score: 0–100. Verdicts: Approve, Review, or Decline.
MaxMind minFraud (Global)
Scores transactions using MaxMind's global fraud database combining IP, email, billing, and payment signals.
What it checks:
- IP address risk score
- Email address risk (disposable, free provider, etc.)
- Billing address verification
- Payment processor mismatch
Risk score: 0.01–99 (representing fraud probability percentage)
Ravelin (Europe)
ML-based fraud scoring designed for European e-commerce. Sends customer and order data and receives an action recommendation.
What it checks:
- Device fingerprint and IP reputation
- Billing address anomalies
- Customer behavioral patterns
- Order velocity signals
Risk score: 0.0–1.0, scaled to 0–100. Verdicts: Approve, Review, or Deny.
Bureau (India)
OAuth2-authenticated fraud intelligence platform for Indian e-commerce. Checks phone, email, and IP against Indian fraud databases.
What it checks:
- Phone number fraud signals (SIM swap, OTP bypass risk)
- Email domain reputation
- IP address geolocation and proxy detection
- Order amount anomalies
Risk score: 0–100. Verdicts: Allow, Review, or Block.
BdCourier (Bangladesh)
Checks the customer's phone number against courier delivery history in Bangladesh. Particularly effective for COD fraud detection.
What it checks:
- Total deliveries vs. successful deliveries
- Delivery success ratio (low ratio = high risk)
- History of cancelled parcels
- Active fraud reports associated with the phone number
Risk score: Calculated as 100 - success_ratio. If fraud reports exist, score is forced to 100.
FraudDB (Bangladesh)
Checks phone number and email against a Bangladesh-specific fraud database maintained by merchants.
What it checks:
- Phone number listed in fraud reports
- Email address in fraud database
- Fraud flag from the database
Risk score: Based on API response. Forced to 90+ if marked as fraud.
Smile Identity (Africa)
AML name screening against global and regional sanctions/PEP (Politically Exposed Persons) lists. Best suited for high-value orders.
What it checks:
- Customer name against AML watchlists
- Sanctions lists (OFAC, UN, EU, etc.)
- PEP (Politically Exposed Persons) lists
Risk score: 25 points per AML match found, capped at 100.
Youverify (Africa)
Identity and address verification platform for African markets (primarily Nigeria). Cross-checks billing info against government records.
What it checks:
- Address validation against national records
- Phone number identity matching
- Customer blacklist status
Risk score: Additive based on mismatch signals — address mismatch (+30), phone mismatch (+20), unverifiable identity (+40), blacklisted (+100).
Uqudo (Middle East)
Transaction risk scoring platform for the MENA region.
What it checks:
- Transaction amount and currency anomalies
- Customer IP geolocation risk
- Device fingerprint signals
- Regional fraud pattern matching
Risk score: 0–100 with risk levels: Low, Medium, or High.
Forter (Americas)
Real-time order decisioning for North/Latin American e-commerce. Returns a binary action recommendation.
What it checks:
- Full order context (billing, shipping, payment method)
- Customer account history
- Device fingerprint and IP risk
- Cross-merchant fraud network data
Risk score: Mapped from Forter action — Approve (5), Not Reviewed (30), Review (60), Decline (95).
ClearSale (Americas)
Brazil-specialized fraud scoring, widely used in Latin American e-commerce.
What it checks:
- Billing and shipping data consistency
- Payment method risk
- Order pattern analysis against Brazilian fraud database
Risk score: Mapped from ClearSale status — APA (Approved) = low risk, APM (Manual Review) = 60+, RPA/RPM (Rejected) = 85+.